Providing you with an “umbrella” of coverage in the event claims exceed your other policy limits, umbrella insurance provides you with additional liability insurance over other policy limits or as primary insurance for losses not covered by other policies.
Speak with an insurance professional to see if an umbrella policy suits you.
What is Umbrella Insurance?
Umbrella Insurance provides additional liability coverage beyond the limits of your primary policies, such as homeowners, auto, or business insurance. It acts as a safety net in case of a catastrophic event.
Why do I need Umbrella Insurance?
Umbrella Insurance can be crucial to protect your assets from significant financial losses due to lawsuits or judgments. It offers peace of mind knowing that you have extra coverage in case of a substantial claim.
What does Umbrella Insurance cover?
Umbrella Insurance typically covers bodily injury, property damage, and personal injury claims exceeding your primary policies' limits. It can also cover legal defense costs.
How much Umbrella Insurance do I need?
The amount of Umbrella Insurance you need depends on your assets and risk tolerance. It is generally recommended that you have coverage at least three to five times your net worth.
How can I get a quote for Umbrella Insurance?
You can get a quote for Umbrella Insurance by contacting an insurance agent or comparing online quotes. Bundling Umbrella Insurance with your other policies is often more cost-effective.
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