Life Insurance

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Secure Your Loved Ones’ Future with Life Insurance

Provide financial protection for your family in case of the unexpected

Whether you need coverage for final expenses or financial stability for your family’s future expenses, life insurance provides the financial protection your family needs.

We offer both term and whole life insurance options with a coverage amount to fit your needs. Life insurance provides the financial protection your family needs.

Let us help you find an affordable plan for your family’s financial needs.

    • Term Life Insurance: Provides coverage for a specific period. If you die within the term, your beneficiaries receive the death benefit.
    • Whole Life Insurance: Provides permanent coverage for your entire life. It also builds cash value that you can access while you're alive.
    • Universal Life Insurance: Offers flexibility in premium payments and death benefits. It also includes a cash value component.

The amount of Life Insurance you need depends on your financial obligations, such as mortgage payments, college tuition, and family living expenses.

Several factors can influence your Life Insurance premiums, including your age, health, lifestyle, and the type of coverage you choose.

Yes, you can change your beneficiary at any time. It's important to review your beneficiary designations regularly.

Contact a Top Insured Agent today!

Who is the Target Market for Life Insurance?

The Target Market for Life Insurance can be classified into these segments:

  1. Individuals with financially dependent family members
  2. Individuals with a chronic health condition
  3. Individuals with high-risk jobs
  4. Individuals with a mortgage
  5. Individuals with large debts
  6.  Many other situations

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Privacy Overview

We, Top Insured Agency (“Top Insured”), are committed to protecting your personal data in compliance with the EU General Data Protection Regulation (GDPR). This policy outlines how we collect, use, and safeguard your information to ensure transparency and trust in our data practices.

Data Controller Information

The data controller is:

Top Insured Agency LLC
Address: PO Box 1222, Manhasset, NY 11030
Email: lis@topinsuredagency.com
Tel: (516) 472-0826

For any data protection-related inquiries, you may contact our Data Protection Officer (DPO), Lissette del Valle Sissa, at (516) 472-0826.

Types of Data Collected

We collect and process the following categories of personal data:

  • Identifiers: Name, email, phone number, postal address, and other contact details.
  • Financial Data: Payment details (for policy transactions).
  • Technical Data: IP address, cookies, browser type, and device identifiers.
  • Insurance Information: Policy numbers, claims history, and coverage details.
  • Communication Data: Correspondence with our agency (e.g., emails, call recordings).