Top Insured Agency provides a wide selection of personal insurance lines designed to safeguard your home, vehicle, family, and future:

• Life Insurance – Term and whole life coverage for long-term financial protection. 
• Auto Insurance – Liability, collision, and comprehensive coverage for drivers. 
• Home Insurance – Protection against fire, theft, storms, and other risks. 
• Flood Insurance – Vital coverage for homes located in high-risk flood zones. 
• Condo & Renters Insurance – Tailored policies for tenants and condo owners. 
• Travel Insurance – Coverage for medical emergencies, trip cancellations, and delays. 
• Umbrella Insurance – Additional liability coverage beyond your existing policies. 
• Disability Benefits – Income replacement in case of short-term disability. 

Each policy at Top Insured Agency is customized based on your specific needs and budget.

Top Insured Agency offers comprehensive commercial insurance solutions to help businesses stay protected, compliant, and prepared for the unexpected. We cover:

• Commercial General Liability – Protects against third-party injury or property damage. 
• Business Owner’s Policy (BOP) – Bundled coverage for property and liability. 
• Workers’ Compensation – Coverage for employee injuries on the job. 
• Commercial Property Insurance – Protection for business buildings, inventory, and equipment. 
• Employment Practices Liability Insurance (EPLI) – Coverage for claims related to employment issues. 
• Commercial Auto Insurance – Coverage for vehicles used in daily business operations. 
• Trucking Insurance – Specialized policies for transportation and logistics companies. 
• Builder’s Risk Insurance – Protection during construction or renovation projects. 
• Professional Liability (Errors & Omissions) – Covers service-related claims of negligence. 
• Liquor Liability Insurance – Required for establishments that serve or sell alcohol. 
• Surety Bonds – Guarantees contract performance and legal compliance. 

Top Insured Agency works with businesses of all sizes and industries, offering bilingual support throughout the entire process.

Getting a personalized insurance quote from Top Insured Agency is simple and convenient. You can:

• Call us directly at (516) 472-0826 
• Email us at lis@topinsuredagency.com 
• Submit your information via the Contact Page on our website. 

One of our representatives will contact you promptly with tailored insurance options.

The cost of insurance with Top Insured Agency depends on a number of factors, including:

• Type of policy (auto, life, home, commercial, etc.) 
• Level of coverage and deductible selected 
• Personal risk factors (age, driving record, health, location) 
• Value and condition of the item or property insured 

We compare options from trusted carriers to find the best coverage at a competitive price—with guidance available in English and Spanish.

Working with Top Insured Agency provides valuable advantages:

• Customized guidance tailored to your life or business 
• Expert support to navigate complex policies with confidence 
• Claims assistance to help you every step of the way 
• Bilingual service and ongoing support in both English and Spanish 

We’re more than just a provider—we’re your trusted insurance partner.

Top Insured Agency is fully licensed and authorized to sell insurance in:

• New York
• Texas
• New Jersey
• Connecticut
• Pennsylvania
• Oregon
• Arizona

We serve both individuals and businesses across these states.

Of course! The team at Top Insured Agency is here to help. If you have a specific question or need one-on-one assistance:

• Call us at (516) 472-0826 
• Email lis@topinsuredagency.com 
• Or fill out our Contact Form. 

A licensed, bilingual insurance agent will assist you promptly.