Life Insurance

• • Term Life Insurance: Provides coverage for a specific period. If you die within the term, your beneficiaries receive the death benefit.
  • Whole Life Insurance: Provides permanent coverage for your entire life. It also builds cash value that you can access while you're alive.
  • Universal Life Insurance: Offers flexibility in premium payments and death benefits. It also includes a cash value component.

The amount of Life Insurance you need depends on your financial obligations, such as mortgage payments, college tuition, and family living expenses.

Several factors can influence your Life Insurance premiums, including your age, health, lifestyle, and the type of coverage you choose.

Yes, you can change your beneficiary at any time. It's important to review your beneficiary designations regularly.

Contact a Top Insured Agent today!