Commercial General Liability

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Protect Your Business from Commercial Liability Claims

Comprehensive coverage for bodily injury and property damage

Commercial General Liability insurance is a broad insurance policy that provides liability insurance for general business risks.

It’s the “first line” of coverage that a business typically purchases, and it covers many of the common risks that can happen to any type of business, including bodily injury or property damage on the business premises or due to the business operations, personal and advertising injury, and medical payments.

What does Commercial General Liability insurance cover?

Commercial General Liability insurance covers bodily injury and property damage caused by your business operations. It can also cover legal expenses if sued for negligence or other business-related claims.

What isn't covered by Commercial General Liability insurance?

Commercial General Liability insurance generally doesn't cover intentional acts, professional errors or omissions (which typically require professional liability insurance), or damage to your property.

What factors affect Commercial General Liability insurance premiums?

Several factors can influence your Commercial General Liability insurance premiums, including the size of your business, industry, location, and claims history.

How can I customize my Commercial General Liability insurance?

You can customize your Commercial General Liability insurance by adding endorsements for specific coverages, such as product liability, professional liability, or pollution liability.