Commercial Lines

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Personal lines refers to any kind of insurance that covers individuals against losses that results from death, illness, injury, or loss of property. The focus of personal lines is on protecting the financial interests of an individual or family from losses they couldn’t afford to cover on their own.

Is a broad type of insurance policy which provides liability insurance for general business risks. It's the "first line" of coverage that a business typically purchases and covers many of the common risks that can happen to any type of business, such as bodily injury or property damage on the business premises or due to the business operations, personal and advertising injury, and medical payments.

Protects commercial property from such perils as fire, and natural disasters. This type of insurance is carried by a variety of businesses, including manufactures, retailers, service-oriented businesses and not-for-profit organizations.

Commercial General Liability

Commercial Property

Form of Insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.

Form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for a worker to complete the core functions of their work.

Workers’ Compensation

Disability Benefits

Also called Professional Indemnity Insurance (PII) but more commonly known as Errors & Omissions (E&O) in the US, is a form of liability insurance which helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.

A type of liability insurance covering wrongful acts arising from the employment process. The most frequent types of claims covered under such policies include: wrongful termination, discrimination, sexual harassment, and retaliation.

Professional Liability

Employment Practices Liability

Accordingly, it’s vital that if your establishment serves alcohol, you protect yourself from potential financial losses by being covered with a liquor liability policy. In the above examples, liquor liability insurance could help cover the bar’s legal costs, court fees, and any civil or criminal damages awarded

Is a business insurance policy that applies to cars, trucks, vans and other vehicles used by your business and protects your business against liability for damages caused by accidents.

Liquor Liability

Commercial Auto Coverage

Combines property and liability insurance by packaging these coverages into a single insurance policy. BOP insurance helps cover claims of bodily injury or property damage and is often a good choice for small and medium-sized businesses, such as restaurants or retail shops.

Is defined as insurance that protects a person's or organization's insurable interest in materials, fixtures and/or equipment awaiting installation during the construction or renovation of a building or structure.
Builder's risk insurance covers the costs of repairing an unfinished structure or replacing building materials when weather, fire, vandalism, or theft hits a construction site.

Business owner’s Policy

Builder’s Risk

A surety bond is a promise to be liable for the debt, default, or failure of another. It is a three-party contract by which one party (the surety) guarantees the performance or obligations of a second party (the principal) to a third party (the obligee).

Trucking insurance is a commercial auto insurance that is created especially for businesses that operate trucks. It offers coverage against a wide range of risks such as accidents, theft, vandalism, and natural disasters, for both the vehicles and the people inside them.

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Commercial Lines

Commercial General Liability

Commercial Property

Workers’ Compensation

Disability Benefits

Professional Liability

Employment Practices Liability

Liquor Liability

Commercial Auto Coverage

Business owner’s Policy

Builder’s Risk

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Trucking Insurance

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