Trucking Insurance

Several factors can influence your trucking insurance premiums, including:

• Type of truck: The size, weight, and type of truck you operate can affect your premium.
• Driver experience: Your driver's driving record and experience can impact your premium.
• Safety equipment: Trucks with features like anti-lock brakes or electronic stability control may qualify for discounts.
• Operating area: The regions where you operate can influence your premium, as some areas have higher risk factors.
• Claims history: Your past claims history can affect your premium.

If you're involved in a trucking accident, it's important to:

• Ensure safety: Check on the well-being of yourself and others involved.
• Contact authorities: Report the accident to the police and obtain a copy of the accident report.
• Contact your insurance company: Notify your insurance carrier as soon as possible and provide them with all necessary information.
• Gather information: Collect contact information from witnesses and any involved parties.

Primary insurance is the main coverage that pays for losses first. Excess insurance, or umbrella insurance, provides additional coverage after your primary insurance limits are exhausted.

You can potentially save money on trucking insurance by:

• Improving your safety record: Maintaining a clean driving record and implementing safety measures can reduce your premium.
• Bundling policies: Combining your trucking insurance with other policies, such as general liability or cargo insurance, may result in discounts.
• Shopping around: Comparing quotes from insurance companies can help you find the best deal.
• Consider a higher deductible: Increasing your deductible can lower your premium.

Contact a Top Insured Agent today!